What if you drive to your bank to find out it is closed? Disappointing right? Of course, you would like to be well aware of your bank’s opening hours and holidays beforehand, especially when you have to do tasks like closing your account or making a wire transfer that requires your presence in the bank.
Even though online banking has made people’s lives way easier, certain banking transactions may still require you to visit a bank branch.
So here you will get all the information on the Canadian banks’ working hours and which banks are open on which holiday, so that you can plan your bank trips with ease.
Canadian banks do not follow a single national schedule. Branch hours are set locally and can vary based on location, demand, and staffing.
That said, most branches follow a similar pattern:
Even branches from the same bank may operate on different schedules within the same city. Because of this, it’s always best to confirm hours directly before visiting.
| S.No | Bank | Day | Working Hours |
| 1.) | TD bank | Monday-Friday | 8:00 AM to 6:30 PM |
| Saturday | 9:00 AM to 2:00 PM | ||
| Sunday | 11:00 AM to 3:00 PM | ||
| 2.) | Scotiabank | Monday to Thursday | 9:30 AM to 4:00 PM |
| Friday | 9:30 AM to 6:00 PM | ||
| Saturday | 10 AM- 2 PM | ||
| 3.) | Canadian Imperial Bank of Commerce (CIBC) | Monday to Friday | 8:30 AM to 7:30 PM |
| Saturday | 9:00 AM – 5:00PM | ||
| Sunday | 9:00 AM – 5:00PM | ||
| 4.) | National Bank of Canada | Monday to Friday | 9:00 AM to 6:00 PM |
| Saturday | 9 AM – 3 PM | ||
| 5.) | Tangerine Bank | Monday to Friday | 9:00 AM to 6:00 PM |
| Saturday | 11:00 AM to 6:00 PM | ||
| Sunday(Some Branches Open) | 12:00 PM to 5:00 PM | ||
| 6.) | Bank of Montreal | Mondays to Saturday | 8 AM to $ PM |
Weekend availability depends entirely on the branch, not the bank brand itself.
Canadian banks close on federally recognized holidays and may also close on certain provincial holidays, depending on where the branch is located.
On these days:
Processing times may be delayed, and transactions initiated on a holiday are often completed on the next business day.
Canadian banks close on specific dates each year, primarily on federal holidays and, in some provinces, on additional regional holidays. If you ever wonder, “Are banks open today?” this guide will help you plan your banking needs in 2026.
Below is a comprehensive list of federal and major provincial bank holidays in Canada for 2026.
| Date | Holiday Name |
|---|---|
| January 1, 2026 | New Year's Day |
| April 3, 2026 | Good Friday |
| May 18, 2026 | Victoria Day |
| July 1, 2026 | Canada Day |
| September 7, 2026 | Labour Day |
| October 12, 2026 | Thanksgiving Day |
| December 25, 2026 | Christmas Day |
| December 26, 2026 | Boxing Day |
Remembrance Day (November 11, 2026) is a statutory holiday in some provinces and territories. Bank closures vary by province and institution, so customers should confirm with their local branch.
The answer to this is a big yes; even if it is a federal holiday, you can also very easily do your banking activities. If you cannot take out time to do your banking during the bank’s opening hours, then you only have to make sure to contact the bank’s phone number and use an automated system whenever you are free at your convenience. You will also easily find an Internet banking platform as well as ATMs everywhere around the country. Tellers are also available for all those customers who find in-person transactions more convenient. Hence, it is very important to ensure that your local bank is open on that day, especially if you plan to withdraw a large amount.
You only require a good internet connection, a laptop, a desktop, or a mobile device in the case of online banking. Tasks such as viewing your bank statements, checking your balance, paying your bills, setting up or cancelling deposits, and depositing cheques can be easily done through online banking within minutes from anywhere.
You will get 24*7 access to all ATM from almost all Canadian banks. ATM also offers the same services as in the case of online banking, as discussed above, like paying your bills, viewing your bank statements, checking your balances, etc. Easily print bank account statements, keep a check on your account balance, or withdraw or deposit your money whenever needed through your bank’s ATM network.
At this point, the workings of the bank hours in Canada should be very clear. The quickest and surest method of verifying that a bank branch is open nowadays is by looking at the official site of the bank or the mobile application of the bank at the location of the user.
Generally, the majority of bank branches in Canada are working during the weekdays, a few hours on a Saturday in some of them, and closed on a Sunday. Branches also get closed on federally recognized holidays and can also be closed on some provincial holidays, depending on the location of the branch.
Due to the possibility of differences in hours and holidays marked in different branches, it is always a good idea to make a phone call to verify before going to the branch physically, especially when you require the services of a teller or transactions that are time sensitive.
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