Desjardins Universal Life Insurance

Universal Life Insurance is a protection plan that provides coverage for the entirety of your life, and italso includes a tax-deferred investment component.

• Desjardins Universal Life Insurance
• How does this Insurance Policy Work?
• What we offer

Common questions

• Life Insurance can protect your family from any financial crisis
• You leave a completely tax-free inheritance to your dear ones or beneficiaries
• Life Insurance can pay for your funeral expenses
• You can clear your debts and loans with Life Insurance

Desjardins Universal Life Insurance

Universal Life Insurance is a protection plan that provides coverage for the entirety of your life, and italso includes a tax-deferred investment component. In addition to the coverage being for the rest of your life, it is also a savings fund that helps your money grow tax-free.Get a Universal Life Insurance policy today to increase the value of your estate.

A suitable option to:

• Leave your beneficiaries with a significant tax-free inheritance
• Invest tax-free money ifyou topped out your RRSP and TSFA contributions or if you are debt-free
• Lessen the tax burden on your estate

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Life Insurance Quote Form

How does this Insurance Policy Work?

This policy has two components:

• A life insurance component:Provides lifetime protection
• An investment component:Coverage includes a savings fund where you can grow your money tax-free.

The fund in your savings can be used to cover your premiums in future years or to increase your insurance amount.

Get the best Insurance Quote from Desjardins Insurance

Call 1 844-542-4678 to speak to our advisors.

What we offer

Personalized Coverage

• You can adjust your policy whenever your needs change, penalty-free after five years
• You have the option of choosing from over 30 different investment alternatives.

Additional Coverages

• A promise of insurability that allows you to enhance your insurance premium without having to prove your insurability.
• If the policyholder or insured becomes disabled, a monthly payment is given to cover some or all of the insurance costs.
• A benefit in the event of an accident resulting in dismemberment, loss of use, or accidental death.

Your Needs

You want to...Term life insurancePermanent life insuranceParticipating life insuranceUniversal Life Insurance

get affordably priced coverage for a specific period

10, 20 or 30 years

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Benefit from coverage that costs less over the long term

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Lifetime Coverage

Lifetime coverage with dividents

lifetime coverage with a savings component

cover your final expenses (funeral costs, income taxes, etc.)

Pay off depts after your death gline of credeits, etc.)

Manitain your family`s lifestyle after your death

Leave something behind for your loved ones

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Grow your savings tax-free and diversity your investments

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Optimize the values of your life insurance policy

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Receive dividents

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Prepare to transfer ownership of your business and ensure its sustainability after your death