La Capitale Permanent Life Insurance Policy

Your financial security and the health of yourself and your loved ones are imperative in these unprecedented times.

• Permanent Life Insurance Policy

Common questions

• Life Insurance can protect your family from any financial crisis
• You leave a completely tax-free inheritance to your dear ones or beneficiaries
• Life Insurance can pay for your funeral expenses
• You can clear your debts and loans with Life Insurance

Permanent Life Insurance Policy

Your financial security and the health of yourself and your loved ones are imperative in these unprecedented times. Due to COVID-19, we understand that anxiety can be associated with hospitalization. Keeping this in mind, at La Capitale, in the unfortunate event you are hospitalized with COVID-19, we provide coverage at ultimately no cost for a limited period. Contact our team for further information.

Advantage Series

Our bespoke insurance protection plan. You have the choice to choose from a range of options, including the timescale of premium payments and several other additional benefits in the policy. Go for complete coverage that is priced at a lower cost than Term Life Insurance. This plan allows you to recuperate 100% of your premiums paid, as well as numerous other perks.

Please take a look at our benefits.

• Additional coverage
• Accidental death and dismemberment benefit
• Guaranteed insurability
• Waiver of premiums in the event of the policyholder's disability or death
• Disability income benefit
• The Provider, monthly income for your loved ones
• Fixed term rider
• Children's life insurance rider
• Succession Advantage included
• Children's critical illness rider
• Accidental fracture rider
• 20-, 25-, 30- and 35-year fixed term critical illness rider

Enhanced Evolvement T100 Plans

• Profit from permanent protection with premium rates guaranteed for life and reduced for the first ten years of your contract. Based on your needs, you can also take on additional benefits.
• Additional coverage
• Accidental death and dismemberment benefit
• Guaranteed insurability
• Waiver of premiums in the event of the policyholder's disability or death
• Disability income benefit
• The Provider, monthly income for your loved ones
• Fixed term rider
• Children's life insurance rider
• Succession Advantage included
• Children's critical illness rider
• Accidental fracture rider
• 20-, 25-, 30- and 35-year fixed term critical illness rider

Simplified Advantage Coverage

If you are between 40 and 80 years, you can select insurance coverage that secures your whole life. The best part is that the enrollment is simple and easy, and you don’t have to undergo a medical exam or a blood test. To be eligible for the coverage, you must answer “No” to the questions in the application form.

Horizon 50+ Insurance Plan

Do you fall between the ages of 50 and 75? If you answered yes, you would not need to complete a medical exam to obtain coverage. All you have to do is answer a few questions about your eligibility. The amount of coverage can range from $5,000 to $20,000, and the rates are pretty low—stress-free, uncomplicated insurance coverage.

Affirmative

Insurance coverage is simple and easy for individuals of all ages. If you are an individual between the ages of 18 to 80 years, you do not need to take part in a medical test to cover your policy. You have to answer four questions. You have the option to choose the insurance amount in increments of $2,500 up to a maximum of 10 units ($25,000). Take a look at La Capital brochure

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Call 1 844-542-4678 to speak to our advisors.