Manulife Disability Insurance
Protection of Income for professionals and executives You have put in a lot of effort in reaching the milestone you reached today. If illness or injury stops you from your routine, you may make sure your income continues without any interruption.
Common questions
- Life Insurance can protect your family from any financial crisis
- You leave a completely tax-free inheritance to your dear ones or beneficiaries
- Life Insurance can pay for your funeral expenses
- You can clear your debts and loans with Life Insurance
Manulife Disability Insurance
Proguard Series® Disability Insurance
Protection of Income for professionals and executives You have put in a lot of effort in reaching the milestone you reached today. If illness or injury stops you from your routine, you may make sure your income continues without any interruption.
Specifically made to be flexible and fulfill income replacement requirements of professionals and executives, Proguard series
- Offers income replacement with tax-free option when met with disability with a personally-owned plan.
- Top up on employer offered long term disability benefits
- Aims in protecting the employees with an income loss replacement plan.
Have you just graduated?
You will qualify for discount price and an easy application procedure through the Grad Advantage program.
Benefits
- Rely on non-cancellable coverage up to 65 years without any changes in rates or fewer benefits until you make prompt premium payments.
- Even if on leave, keep up comprehensive disability coverage (such as maternity/paternity) or sabbatical
- Get back to work with partial benefits
Plan details
Core plan:
- Replace your compensation if a disability stops you from carrying out regular work and you are not working elsewhere.
- Get partial or residual advantages if you happen to work with inadequate capacity.
- Enjoy extra protection over a period of time with an annual 5% raise automatically over time to your policy amount.
- Avail financial flexibility in case you suffer a severe disability, like loss of vision or hearing, with more than 25% benefits
- You may plan to exchange your policy in future for Manulife long-term care insurance.
Optional add-ons:
- If you make no claims, you can receive back your premiums every eight years.
- Alter the benefit amount as per the Consumer Price Index (CPI)
- Have the choice for a career change while availing disability income through policy
- Buy extra insurance when your income increases, with no medical evidence
- Include security for health care professionals who are involved in invasive treatments
Get the best Insurance Quote from ManuLife Insurance
Call 1 844-542-4678 to speak to our advisors.
Venture Series® Disability Insurance
Affordable income protection for small business owners and employees from Canadian L.I.C. Inc. When you own a business or when you work somewhere, a sudden illness or injury may have a strong impact on your finances. Venture series Disability Insurance is an affordable way to keep your income protected.
Benefits
- You can rely on non-cancellable coverage until age 65 with nil increase in rate or decreased benefits until you make prompt premium payments.
- Enjoy special programs for freshly started business owners, farm owners, part-time staff and students and recent grads in specific professions
- Get more benefits than other competitive products if your disability is eligible for Workers’ Compensation or no-fault automobile insurance perks
- Even if on leave, keep up comprehensive disability coverage (such as maternity/paternity) or sabbatical
- Avail premium discounts eligible for qualified business owners
- Get back to work with partial benefits
Plan details
Core plan:
- Replace your compensation if a disability stops you from carrying out regular work, and you are not working elsewhere.
- Enjoy extra protection over a period of time with an annual 3% raise automatically over time to your policy amount.
- You may plan to exchange your policy in future for Manulife long-term care insurance.
Optional add-ons:
- If you make no claims, you can receive back your premiums every eight years.
- Alter the monthly benefit amount as per the Consumer Price Index (CPI)
- Have the choice for a career change while availing disability income through policy
- Get partial or residual advantages if you happen to work with inadequate capacity.
- Buy extra insurance when your income increases, with no medical evidence
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Manulife Family TermTM Life Insurance
Keep your family safe with an affordable, flexible policy
To keep your family safe, you need a policy that is within your budget and also suitable for your ever-changing lifestyle, earnings and needs. That is exactly what Canadian L.I.C Inc brings to you from Manulife Family Term Life Insurance. It is an affordable yet flexible solution that can help families in
- Lead a safe & secure lifestyle
- Settle mortgages and other debts
- Save for education and retirement purposes
Benefits
- Save money With reduced premiums, under one policy, you can protect more than two people
- Meet today’s requirements We customize your policy with multiple options known as riders.
- Plan for tomorrow We assure easy conversion option to permanent Life Insurance, without any underwriting formalities.
Plan details
Core plan:
- Opt for coverage of $100,000 to $20 million.
- You can buy level premiums ranging between 10 years, 20 years, to age 65 or for life
- If diagnosed with a terminal illness, you can avail cash advance
Optional add-on:
- If you meet with any severe injury or accidental death, you get protection coverage.
- Exception from payment of premiums if you get disabled.
- Be assured to qualify for Life Insurance for your future.
- Keep your children protected and give them the assurance to get their Life Insurance irrespective of their health condition.
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Get the best Insurance Quote from ManuLife Insurance
Call 1 844-542-4678 to speak to our advisors.
Manulife Business Term® Life Insurance for business owners
The perfect affordable and flexible policy to protect your business.
Although you are busy with your everyday business routine, it is necessary to keep your business protected for the future. Canadian L.I.C. Inc. offers Manulife Business Term Life Insurance which can adapt to your growing business with affordable prices and flexible features. It protects the key person of the company, business collateral, buys and sell funding and coverage for the estate tax to support you in
- Running your business with minimal disruption
- covering your beneficiary’s capital gains taxes
- overcoming the business disruption on the demise of a key employee.
Optional add-ons:
- Exception from payment of premiums if you get disabled
- Be assured to qualify for Life Insurance for your future.
Insure yourself, your business partners, and key players of your business with Canadian L.I.C. Inc. recommended Manulife Business Term Life Insurance:
- Opt for coverage between $100,000 to 20 million.
- Save money with reduced premiums; under one policy, you can protect more than two people.
- Boost your insurance to easily meet future requirements as your business develops without medical evidence or business valuations
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Life Insurance with Manulife Vitality TM
Get fit with Vitality
Canadian L.I.C Inc. offers Vitality from Manulife, a family Term Life Insurance where you can earn rewards and make savings on your payment while improving your health condition.
You can gain Vitality PointsTM and Vitality StatusTM, once you finish educational, fitness and health-specific activities.
Along with being highly engaged with this program and leading a healthy lifestyle, the rewards you enjoy will also multiply
- Helps you in saving on your future insurance rates*
- Customized health goals and a monitoring device free of cost to analyze your progress.
- Rewards and discounts – inclusive of an opportunity to win Vitality pointsTM or Giftcards from Amazon.ca as you achieve your weekly targeted vitality active rewardsTM.
*As per guaranteed rates, both minimum and maximum.
Plan features
- Tax-free, lump-sum benefit for your beneficiaries after your lifetime.
- Opt for coverage between $500,000 to 20 million.
- Enjoy 10 or 20 years of protection ( renewable till age 80) or upto age 65 or 100.
Optional add-ons:
- if you meet with any severe injury or accidental death, you get protection coverage.
- Exception from payment of premiums if you get disabled
- Be assured to qualify for Life Insurance for your future.
- Keep your children protected and give them the assurance to get their Life Insurance irrespective of their health condition.
Note: Above given features are based on terms and conditions Fast and easy Life Insurance
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Get the best Insurance Quote from ManuLife Insurance
Call 1 844-542-4678 to speak to our advisors.
Manulife CoverMe™ Easy Issue Term Life Insurance from Canadian L.I.C. Inc.
Define Term Life Insurance?
Term life
A contract of insurance for an individual’s life bought for a specific period of time; generally, 10 years is referred to as Term Life Insurance. The premium is paid to keep the policy alive. Once a term ends, you can renew it again based on your policy needs.
Know more about Manulife CoverMe Easy Issue Term Life Insurance offered by Canadian L.I.C. Inc.
Manulife CoverMe Easy Issue Term Life Insurance from Canadian L.I.C. Inc. offers a coverage of $50,000 or $75,000* for a period of 10 years, renewable till 85years. The rates do not change throughout the 10 years term period. You can choose the amount of coverage required. With merely two medical questions or nil medical examination, you get the coverage after the approval and after we get your first premium.
Purpose of CoverMe Easy Issue Term Life Insurance?
- Avail protection up to $75,000*
- Quick approvals and inexpensive
- Assured renewable till age 85
Learn the difference between ‘Term Life Insurance and ‘permanent Life Insurance? Read further in our Q&A in our FAQ below:
Is Canadian L.I.C. Inc. offered Manulife CoverMe Easy Issue Term Life Insurance a good choice for you? Check out the details of the policy to understand its worthiness
- This policy offers security for your family & loved ones up to $75,000 - easily & promptly.
- After your death, to meet your final expenses, funeral costs and any due debts, your beneficiary(ies) will get a tax-free, lump-sum amount.
- Rates will remain unchanged for the full 10-year term
- Policy has to be renewed every 10 years to age 85
- You can avail 30-day money-back guarantee; just submit your policy to Manulife before 30 days of the purchase of the policy to get a full refund.
- The benefit of a cash advance in case you are diagnosed with a terminal illness with an estimated lifetime of 12 months or less **
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Manulife Quick Issue Term® Life Insurance
Easy, fast and efficient protection
We all have to overcome hurdles- Life moves fast. So your insurance must match the pace. Canadian L.I.C Inc. provides Manulife Quick Issue Term to fit your busy life and help you get coverage quickly with no paperwork and needles. So it’s simple & easy.
Life Insurance for people on the move
Canadian L.I.C Inc. presents Manulife quick Issue term with the Life Insurance protection you require- Quickly, so that you can have time for yourself and also for other things on the go.
Benefits
- Nil paperwork - Fill the e-application with the help of a Canadian L.I.C. Inc. advisor.
- A minimal requirement for the medical exam, including blood and urine tests.
- Quick approval - get your coverage in your place within a span of one day usually.
- A flexible insurance plan
You have the choice to change to permanent Life Insurance without undergoing an underwriting process.
Plan details
Core plan:
- Opt for coverage of $100,000 to $500,000 if you’re age around 18–50
- level premium payments for 10 years, 20 years or to age 65
- Make sure your family has coverage of at least $1000 for bereavement counselling expenses.
- The benefit of a cash advance in case you are diagnosed with a terminal illness
Optional add-on:
Keep your children protected and give them the assurance to get their Life Insurance irrespective of their health condition.
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